Coastal Homeowner's Insurance & Storm-Prep Checklist
Template contents · e.g. The Southwest Florida Homeowner's Insurance & Storm-Prep Checklist
Contents
- 01The pre-season checklist: 30 days out, 7 days out, 48 hours out
- 02Wind, flood and standard policies: what each covers
- 03Documents to photograph now
- 04Roof, windows and water: the inspection items that affect premiums
- 05Flood zones in [Region] and how to look yours up
- 06Buying near the water: questions to ask before you offer
- 07After the storm: who to call, in what order
- 08Local contacts: [county] emergency management, utilities, your insurer
This checklist is built for homes in [Region] and it is meant to be used, not read once. Print the pre-season page and put it on the inside of a cupboard door. The insurance chapter explains, in plain language, the difference between a wind policy, a flood policy and the standard homeowner's policy, and why a house can be covered by all three and still have a gap. If you are buying near the water, the questions in Chapter 6 belong in your first conversation with an agent, not your last. Keep the contacts page where you can find it in the dark.







